Why first-timers should rethink buying in a hot housing market

The Fear of Missing Out phenomenon in the housing market is leading to bad buying decisions. First-time buyers should be much more afraid of getting into a hot real estate market. The risk of taking on more financial weight than…

Six mind-blowing numbers about Toronto real estate and your personal finances

From a personal finance point of view, Toronto real estate makes your head spin. Monthly price increases for resale houses in the city are amazing enough in their own right. But when you look at them in the context of household…

Is your bank trying to upsell you? Here's what you should – and shouldn’t – buy

 A customer’s best defence against bank upselling is to know which sales pitches are worth listening to, and which to shut down. To help promote more informed banking, I created a guide to bank products.

The new way to tell if you’ve saved enough for retirement

 It’s called the living-standard replacement ratio, or LSRR. Think of it as a personalized way to measure how your lifestyle in retirement will differ from your working years. Read MORE