Revenge of the first-time home buyer

Read here about how falling prices affect the older generation’s advantage in the housing market.

How social media can tank your finances

Keeping up with the Joneses has been made a whole lot harder as a result of people posting selfies of themselves doing fabulous stuff on Facebook and Instagram. Read more here.

Middle-class financial squeeze: This Winnipeg teacher weighs in

Save more, spend less. Cliff Dann says there’s just one problem with this basic personal finance advice. His family’s squeezed and there’s no money to do it.

How saving for retirement beats paying down your mortgage

Saving for retirement beats paying down your mortgage. There – a long-standing debate in Canadian personal finance is settled. To build wealth in today’s low interest rate world, divert money you were going to use to pay down your mortgage…

Fat debts? Wimpy savings? Shape up with my financial boot camp

Are you spending too much? Living paycheque to paycheque? Unable to save? Drowning in student – or other kinds of – debt? Unclear on where you stand for retirement? We spread the word about a Globe and Mail financial boot…

Welcome to The Globe and Mail ETF Buyer’s Guide – 2015 edition

First installment: Canadian equity ETFs. Coming up in the weeks ahead: Canadian dividend funds, bond funds, U.S. equity funds and international equity funds.

My 16th annual online brokerage ranking

Never have more storylines been packed into an annual Globe and Mail ranking of online brokers. Qtrade retakes the top spot after a two-year reign by Virtual Brokers, which dropped to the No. 2 spot by just a narrow margin….

Try it: The Globe and Mail Downsize Your Home Worksheet

The Globe and Mail Downsize Your Home Worksheet is designed to help people think through some of the financial considerations involved in selling the family home and moving to something smaller. Sure, there are lifestyle factors in deciding when to…

Just over 42 per cent of Canada’s young people aged 20 to 29 lived at home with their parents, according to the latest census data. Can these members of Generation Y afford to move out on their own? This calculator…

The Real Life Ratio

In this Globe and Mail column, I introduce a new tool for helping people see if they can afford a house, as well as the other costs of everyday life. It’s called the Real Life Ratio and you can download…

How renovation costs figure into house affordability

A lot goes into the calculation of whether you can afford to own a home, including renovations. Here are some examples of how much people are paying.

The Two-Minute Portfolio Kills in 2014...

…so why do I have such mixed emotions about it? Find out here.

Five ways to use your gas savings wisely

Thanks to falling gas prices, you’re saving money every time you fill up your car or truck. But are you actually saving it, or are you spending it like found money? Here are some suggestions on how to put those…

Should parents help their adult kids buy a house? It happens all the time

In this Carrick Talks Money video, I discuss the ins and outs of parents helping their kids afford a house with Toronto real estate agent David Fleming.